Janina Woods brings more than 30 years of servicing industry experience to meet the needs of special servicing and sub-servicing investors and clients, especially in this year’s unpredictable environment.

Woods has driven Planet’s growth, bringing in non-performing, re-performing, small-balance commercial, residential transition loan and single-family residential clients, which tripled the growth of the company’s sub-servicing portfolio between 2016 and 2020. Woods has influenced the industry overall by pioneering servicing programs that grew into industry servicing standards; those standards balance the needs of investors, secondary market participants and borrowers. In 2002, she developed the servicing business plan for one of the first sales of defaulted government loan pools via HUD’s 601 Accelerated Claim and Asset Disposition program (known today as HUD’s Distressed Asset Stabilization program). Now under Woods’ leadership, Planet’s proprietary asset management system has positioned its sub-servicing clients to respond to the default challenges from COVID-19. Based on her experience in prior financial crises, Woods helped clients project how many borrowers were likely to miss mortgage payments during this crisis, as well as the likelihood a borrower will re-perform in the short term.