As head of risk and compliance at FormFree, Louann Bernstone oversees all matters relating to compliance, vendor management and enterprise risk for the asset verification technology provider.

Bernstone has played a key role in forging strategic partnerships with regulators and GSEs, as well as strengthening its risk management procedures and restructuring HR function at a time when the company is growing and adapting to the many changes happening in the marketplace. Her oversight has been critical to the successful completion of several milestones in the last year, including introducing the industry’s first report combining income, asset and employment verification for Fannie Mae’s Single Source Validation pilot, as well as the VA’s certification that FormFree’s AccountChek service meets underwriting guidelines for VA loans.

Bernstone brings decades of leadership experience to the company. She previously worked as a business control executive at Bank of America, as well as lead risk manager for HOPE LoanPortal, a tech-based nonprofit established during the housing crisis to assist struggling homeowners.

“Louann Bernstone is an unsung hero whose contributions to FormFree and the company’s many partners and customers cannot be overstated.”